Benefits Launched in 2021, HDFC ERGO’s Optima Secure has quickly gained popularity as a flagship health insurance product. This plan is designed to provide extensive coverage with multiple benefits, making it one of the most comprehensive offerings in the market. Here are the key benefits of the Optima Secure plan: 1. Secure Benefit: Double Coverage from Day One Optima Secure doubles your coverage from the very first day. For example, if you opt for a policy with a sum insured of ₹10 lakh, you’ll receive coverage of ₹20 lakh immediately. 2. Restore Benefit: 100% Restoration In case of a claim, Optima Secure restores 100% of the sum insured, ensuring you’re covered even after a significant medical expense. 3. Protect Benefit: Full Hospital Expense Coverage This plan stands out because it offers 100% coverage for hospital expenses, something that most other insurance providers don’t offer. 4. Plus Benefit: No Claim Bonus (NCB) Even if you make a claim during the policy year, Optima...